Deposit Funds with OANDA

You can fund your fxTrade account using any of the following payment methods. To deposit funds, sign in to My Funds and click the Deposit button.


See our Funding FAQs.

Method Deposit limits Usual time for funds to be credited to account Possible costs Notes
Credit card 10,000 currency units (or 1,000,000 JPY) per calendar month. Immediate. Your credit card issuer may apply charges, typically up to 3%, on credit card deposits or withdrawals, including international processing fees. Credit card transactions may be processed in a foreign country. Please check with your credit card issuer to determine if charges apply.  
Internet banking transfer No limit.

1-3 business days.

Your bank may charge a service fee. Internet funds transfers require a screen shot. See below for examples for Internet banking transfer requirements.
Bank wire transfer No limit. 1-3 business days for local wire transfers.
Up to 5 business days for international wire transfers.
Your bank may charge a service fee. Intermediary banks may also deduct fees from the amount, resulting in a smaller incoming amount than you sent. Complete, custom wire instructions are provided when you sign in to My Funds and complete all the deposit-related steps. Please note that the instructions vary by currency. For more information, go to this page.
China Post International Money Transfer No limit. Up to 5 business days. Your bank may charge a service fee. Intermediary banks may also deduct fees from the amount, resulting in a smaller incoming amount than you sent.  
(SGD accounts only)
No limit for Verified PayPal accounts.
Up to $100 SGD in total from Unverified PayPal accounts.
Up to 1 business day. A service fee of SGD $0.50 plus 1.8% of the total amount transferred will be deducted from your margin deposit. If you send us funds from a non-SGD PayPal account, PayPal will convert your funds at their own exchange rate. Your PayPal name and/or email address must match your OANDA account records. (For entity accounts, both name and email must match.)
(SGD accounts only)
No limit. Up to 5 business days. No fees. Cheques must be drawn from a Singapore bank and be in SGD. (Avoid NSF cheques).
China UnionPay Minimum deposit of USD20
Maximum deposit of USD9,000

Up to 3 working days

No fees Please check the deposit guidelines issued by your bank or visit the China Union Pay website for more information.


  • OANDA cannot accept payments from third parties. Please ensure that the name(s) on the originating account match those on your OANDA account. If you want to receive funds from a third party you need to set up a joint account with that party.
  • For your security, you can only withdraw funds by the same method you used to deposit them into your OANDA account. 
  • PayPal accounts based in certain countries can only be used to send funds. Please do not use PayPal for deposits if you cannot receive funds on your PayPal account. Paypal will charge an additional 1% cross border fee for individuals who do not reside in Singapore.

Internet Banking Transfers (SGD and HKD only)

If you have a Singapore-based bank account in SGD or Hong Kong-based bank account in HKD, and want to send your funds via Internet banking, please make sure that you additionally send us a screenshot of the funds transferred. This is required so that when a withdrawal request is made, we know which bank to return the funds to. Please send the screenshot to

Click on the image below to see detailed instructions:

DBS sample screenshot
Risk Warning: Leveraged trading is high risk and not suitable for everyone. Losses can exceed your investments.